Loan Amount: Up to $4,000,000

Loan Purpose: Purchase, Refinance

Property Types: Residential, Multi-Family

Loan To Value: 75%

Credit Score: Credit Score will be utilized to determine advance LTVs and pricing.

Occupancy: Investor

Terms: 12, 18 or 24 months

Impounds: Generally not required

Borrower: US Citizen or Foreign National

Purchase: Up to 80% LTV / 1-4 Family Units, Mult-Family Options

Refinance: Up to 80% of as-is value

Cashout: Up to 75% of as-is value

Terms: 10 to 30 Years, ARM, and Interest Only (10) options

Experience: First Time Investors Eligible

DSCR: 1.0

Loan Size: Up to $5,000,000

Minimum DSCR 1.0

Loan amounts down to $250K

Down to 675 Mid FICO

No deposits required

Max 70% LTV on purchase & Rate-term Refi

Max 65% LTV Cash Out Refi

Loan amounts up to $10M

Multifamily Residential

Properties 5-24 Units

Single Asset Entities Only

Interest Only options available

Min. 6 months P&I in Reserve

Fix and Flip SFR & 2-4 Units

• Up to 90% of Purchase based on ARV

• 100% of Construction as disbursed

• 75% ARV 90% LTC

• Interest only payments

• 90% LTC Cap based on credit,

experience, and merit of project

• In house underwriting, inspections,

and draws

• Townhouses, Condos, Apartment,

programs available

• 12-24 Month term

• Loan size 100k - 5MM