The Ultimate Guide to Real Estate Investment Loans: DSCR, Bridge, Fix & Flip, and Ground-Up Explained
In today’s market, real estate investors need more than just capital—they need the right loan for the right deal. At QuickLend Capital, we offer private direct lending solutions tailored to investment strategies across every stage of the project lifecycle.
Whether you're closing on a rental property in Brooklyn, rehabbing a duplex in Greenville, SC, or building new construction in Savannah, GA, the key to success starts with choosing the right loan product.
DSCR Loans: Cash Flow-Based Financing for Long-Term Holds
DSCR (Debt Service Coverage Ratio) loans are built for rental property investors. These loans are based on the property’s cash flow, not your personal income—making them ideal for:
Turnkey single-family and small multifamily rentals
Short-term rentals (Airbnb/VRBO)
Portfolio investors looking to scale
Real estate operators in Charlotte, NC, Columbia, SC, and Nashville, TN
Key features:
30-year fixed or interest-only options
No income verification
Based on property performance (DSCR ≥ 1.0)
Close in 10–14 days
Fix and Flip Loans: Speed and Leverage for Value-Add Projects
Need to acquire, renovate, and sell quickly? Fix and flip loans offer high-leverage, short-term financing for value-add opportunities.
Used by investors in Brooklyn brownstones, Texas suburbs, and everywhere in between, these loans provide:
Up to 90% purchase / 100% rehab
Interest-only terms
Fast closings in 7–10 days
Designed for distressed or under-market deals
Bridge Loans: Transitional Capital for Creative Deals
When a property isn’t quite rent-ready—or you need time to refinance or stabilize—bridge loans can fill the gap.
These short-term loans work well for:
Properties mid-renovation
Assets in lease-up phase
Quick-close acquisitions with exit plans
Investors in Ashburn, VA, Raleigh, NC, and Savannah, GA are increasingly using bridge loans to stay competitive in tight markets.
Ground-Up Construction Loans: Build It, Then Cash Flow It
From urban infill to suburban build-to-rent, ground-up construction loans are ideal for developers and builders starting from scratch.
We fund:
Single-family spec homes
Build-to-rent portfolios
Duplexes and small multifamily
Projects in high-growth markets across the Southeast and Texas
Loan highlights:
Funds land + construction
Interest-only during build
Draws based on progress
Exit via DSCR refi or sale
Where We Lend
QuickLend Capital proudly serves investors across:
Brooklyn, NY
Greenville, Charleston, Columbia (SC)
Charlotte, Raleigh, Wilmington (NC)
Savannah, Atlanta, Augusta (GA)
Texas (Houston, Dallas, San Antonio, Austin)
Nashville, TN
Ashburn and Northern VA
Why Investors Choose QuickLend Capital
We’re more than just a lender—we’re your deal partner.
✅ Fast closings
✅ Flexible underwriting
✅ Investor-first service
✅ Broker-friendly structure
✅ Loan programs tailored to your strategy
Looking to Partner or Feature Us?
We collaborate with real estate professionals, content creators, and publications who want to help investors grow. If you run a real estate blog, podcast, or newsletter and would like to feature QuickLend Capital, we’d love to connect.
Let’s work together—link back, build value, and close more deals