Expert Solutions for Your Private Lending Needs
Personalized Solutions:
We understand that every borrower’s needs are unique. Our team provides tailored approach that best fits your goals, ensuring a smoother and more satisfying lending experience.
Fast and Efficient Approval Process:
Time is of the essence in real estate transactions. Our streamlined application process and quick approvals mean you can secure funding faster, helping you seize opportunities without unnecessary delays.
Flexible Terms and Competitive Rates:
We offer a variety of loan products with flexible terms that cater to your specific needs. Our competitive rates ensure you get the best deal possible, allowing you to maximize your investment.
Expert Guidance Every Step of the Way:
Our experienced team is here to guide you through the entire lending process. From application to closing, we provide dedicated support, making your journey to adding another asset, as smooth and stress-free as possible.
Loan Programs
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Residential Bridge Loans
Loan Amount: Up to $4,000,000
Loan Purpose: Purchase, Refinance
Property Types: Residential, Multi-Family
Loan To Value: 75%
Credit Score: Credit Score will be utilized to determine advance LTVs and pricing.
Occupancy: Investor
Terms: 12, 18 or 24 months
Impounds: Generally not required
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DSCR Rental Program
Borrower: US Citizen or Foreign National
Purchase: Up to 80% LTV / 1-4 Family Units, Mult-Family Options
Refinance: Up to 80% of as-is value
Cashout: Up to 75% of as-is value
Terms: 10 to 30 Years, ARM, and Interest Only (10) options
Experience: First Time Investors Eligible
DSCR: 1.0
Loan Size: Up to $5,000,000
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Multi-Family Loans
Minimum: DSCR 1.0
Loan amounts down to $250k
Down to 675 Mid FICO
No deposit required
Max 70% LTV on purchase & Rate term Refi
Max 65% LTV Cash Out Refi
Loan amounts up to $10M
Multifamily Residential 5-24 Units
Single Asset Entities Only
Interest Only Options Available
Min, 6 months P&I in Reserve
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Fix and Flip SFR & 1-4 Units
Fix and Flip SFR & 2-4 Units
• Up to 90% of Purchase based on ARV
• 100% of Construction as disbursed
• 75% ARV 90% LTC
• Interest only payments
• 90% LTC Cap based on credit,
experience, and merit of project
• In house underwriting, inspections,
and draws
• Townhouses, Condos, Apartment,
programs available
• 12-24 Month term
• Loan size 100k - 5MM